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paper, I determine whether the house money and break even effects apply in a real-world context by observing blackjack players in various Las Vegas casinos and analysing the amount they bet when faced with prior gains and losses. Based on my observations, I find that both a house money effect and break even effect exist.
GAMBLING WITH THE HOUSE MONEY AND TRYING TO BREAK EVEN: THE EFFECTS OF PRIOR OUTCOMES ON RISKY CHOICE* RICHARD H. THALER AND ERIC J. JOHNSON Johnson Graduate School of Management, Cornell University, Ithaca, New York 14853 The Wharton School, University of Pennsylvania, Philadelphia, Pennsylvania 19104-6371
house money effect as first described by Thaler and Johnson (1990). They state that decision makers are influenced by outcomes of previous decisions. From this Thaler and Johnson derive the house money effect. The term house money effect comes from casinos. To understand this, first he phenomenon of mental accounting has to be understood.

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How much money comes from outside House districts? We crunched the numbers. Nancy Pelosi is elected speaker of the House of the 116th Congress on Jan. 3. (Melina Mara/The Washington Post)

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How much money comes from outside House districts? We crunched the numbers. Nancy Pelosi is elected speaker of the House of the 116th Congress on Jan. 3. (Melina Mara/The Washington Post)
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